The correct answer is: 55 - 64

In general, the younger you are, the lower the premiums for your long-term care insurance policy will be. Keep in mind though, you could be paying premiums for a longer period of time, which might offset the lower initial rate.

Before deciding what age is best for you to purchase a long-term care policy, consider other factors such as your general health, family history, and financial resources. Most importantly, buy the policy while you are still in good physical health.