Understand Long-Term Care Insurance

Why consider Long-Term Care Insurance?

Man thinking about Long-Term Care Insurance.

Long-Term Care Insurance can help take the worry out of how you'll pay for ever-increasing long-term care cots. With this increased security, you'll have more freedom to determine the best options for meeting your long-term care needs.

You insure your home, your health, even your car. So why not purchase insurance that will cover possibly the most expensive reality of life—long-term care?

How long-term care insurance works

Get an overview of the long-term care insurance basics.

What is covered?

Find out what long-term care services are typically covered; and which services aren't.

Optional policy features

Customize your long-term care insurance policy. See what options might make sense for you.

Is long-term care insurance right for you?

It's not right for everyone. Answer six questions to see if long-term care insurance might be right for you.

How much does it cost?

Long-term care insurance may be more affordable than you think. Find out more.

Shopping tips

Shopping for the right long-term care insurance policy, made easier. Learn more.

Ways to buy

Individual policies, group policies, and even policies available through associations. Learn the different ways to buy long-term care insurance.

If you're one of the 70% of people over the age of 65 who will need long-term care services, there's a good chance you will have to pay for some or all of your long-term care services out of your personal income and resources.