About 70% of people over age 65 will require some type of long-term care services in their lifetime. Of those, more than 40% will need care in a nursing home.

It’s impossible to predict if—or for how long—you will need long-term care. But, many factors increase your likelihood of needing paid, long-term care services.

Understanding your risk factors may help you plan for your potential long-term care needs. Take this short quiz to assess your personal risk factors.

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For each question, select the statement that best describes you and your situation.

Do you currently have a chronic illness or expect you might someday?

	I currently have no chronic illnesses and no reason to expect I might develop one.
	I currently have no chronic illnesses but expect I might some day.
	I have an existing chronic illness.